FIXED RATES CERTIFICATES & IRAs
Accurate as of May 12, 2008
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Term
|
Interest Rate
|
APY *
|
APY for Balances over $10,000.00
|
Min. Deposit to Open/To Obtain APY
|
|
3 Mo. Certificate
|
1.74%
|
1.75%
|
2.00%
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$ 500.00
|
|
6 Mo. Certificate
|
2.03%
|
2.04%
|
2.05%
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$ 1,000.00
|
|
1 YR. Certificate
|
2.08%
|
2.08%
|
2.10%
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$ 1,000.00
|
|
18 Mo. Certificate
|
2.13%
|
2.13%
|
2.15%
|
$ 1,000.00
|
|
2 YR. Certificate
|
2.18%
|
2.18%
|
2.20%
|
$ 1,000.00
|
|
3 YR. Certificate
|
2.42%
|
2.42%
|
2.45%
|
$ 1,000.00
|
|
5 YR. Certificate
|
2.62%
|
2.62%
|
2.65%
|
$ 1,000.00
|
The certificates are available for regular & Individual Retirement Accounts. A penalty may be imposed for early withdrawal.
*APY = Annual Percentage Rate -- The interest rate and APY may change after the account is opened.
|
Variable Rate Accounts
Accurate as of May 12, 2008
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|
Account Type
|
Interest Rate
|
APY *
|
Min. Deposit to Open
|
Min. Deposit to Obtain APY
|
|
Easy Advantage IRA
|
1.98%
|
2.00%
|
$ 200.00
|
$ 200.00
|
|
Health SAvings Account
|
1.98%
|
2.00%
|
$ 100.00
|
$ 1.00
|
|
Statement Savings
|
0.25%
|
0.25%
|
$ 100.00
|
$ 1.00
|
|
Christmas Club
|
0.25%
|
0.25%
|
$ 1.00
|
$ 1.00
|
|
**NOW Checking
|
0.10%
|
0.10%
|
$ 100.00
|
$ 1.00
|
|
***Maximum Money Market
|
|
|
|
|
|
$50,000 and up
|
1.49%
|
1.50%
|
$ 10,000.00
|
$ 50,000.00
|
|
Under $50,000
|
0.50%
|
0.50%
|
$ 10,000.00
|
$ 1.00
|
|
**Money Market
|
|
|
|
|
|
$25,000.00 and up
|
0.50%
|
0.50%
|
$ 100.00
|
$ 25,000.00
|
|
$5,000.00-$24,999.99
|
0.50%
|
0.50%
|
$ 100.00
|
$ 5,000.00
|
|
$1,000.00-$4,999.99
|
0.25%
|
0.25%
|
$ 100.00
|
$ 1,000.00
|
*APY = Annual Percentage Rate -- The interest rate and APY may change after the account is opened.
**The NOW Checking Account & Money Market Investment Account require a $1,000.00 minimum balance to avoid a minimum balance charge.
***The Maximum Money Market Investment Account requires a $10,000.00 minimum or a $25,000.00 average monthly balance to avoid a minimum balance charge.
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on accounts.
Please call any of our offices or logon to CFB Online for current APY informaion.
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